About

The concept for Social Security Optimize was born from a simple request from my mother and father-in-law asking for advice regarding when to elect Social Security benefits as they approached early retirement age. At the time, I was not prepared to respond fully and instead pointed them in the direction of general rules-of-thumb, missing the opportunity to maximize their benefit election. Realizing this was a missed opportunity, I began to research the Social Security program and confirmed my expectations, that most retirees are leaving money on the table and that simple planning steps can be taken to evaluate and individual's situation and map out the optimal benefit election strategy. Drawing upon my experience as a credentialed Actuary, responsible for building financial models for insurance companies, I constructed the Social Security Optimize actuarial model to quantify the value of social security benefit election options to inform and enable improved decision making.

Mission

Helping individuals and advisors make more informed financial decisions regarding Social Security with a powerful customized quantitative advice model.

Vision

A robust and accessible quantitative tool that models the probability of potential benefit outcomes and suggests strategies to maximize your expected benefits.

Core Principles

  1. Service - we exist for the sole purpose of helping people and are thankful of the opportunity to serve you.

  2. Integrity - we provide advice and tools that are unbiased and will not steer you based on how we get paid. We are committed to transparent disclosure of how we make money. We offer advice and tools that are unbiased.

  3. Innovation - we believe that mathematics and technology applied smartly to financial decision-making will lead to improved financial outcomes. Our tools are designed to be easy to use while leveraging powerful analytical capabilities. We build our calculations relying upon various disciplines such as probability theory, actuarial science, financial modeling and risk management.

  4. Value - we believe quality, comprehensive financial advice should be available to everyone. As our customer, you are entitled to a full refund for items purchased at any time, for any reason. We are confident that you will find our products have a significant return on investment through the value realized through optimizing your guaranteed benefits.

  5. Sustainability - the financial strategies that we recommend are broadly applicable in any market environment. We advocate for solutions that reduce volatility and risk. Financial planning is a long-term exercise, and we plan to be around supporting our customers for a long time.

  6. Simplicity - The world of finance is infinitely complex, and we are striving to demystify some of the complexity, while capturing nuanced interactions of risk in our software tools.

We believe...

  • In the power of knowledge and data-based decisions

  • Quality financial advice does not have to be expensive

  • In the fiduciary standard, that transparency and accountability create trust and partnership

  • Sound financial strategy is based on a long-term outlook and withstands the test of time and volatile market conditions


Questions? Comments? Please contact us at email@socialsecurityoptimize.com